You've worked hard to get what you have, and you deserve to know that the investment you've made in your home, furniture and personal belongings is secure. That's why—whether you own your home or condominium, or rent a house or an apartment—there's a Motorists Homeowners Policy designed for the protection you need.
Several options are available to protect your home. Your Motorists agent will start with a standard package of protection and then work with you to tailor a policy to meet your unique coverage needs and financial requirements.
- Covers most common home perils, including fire, theft, vandalism and windstorm
- Covers personal property, including clothing, furniture and appliances
- Covers damage to additional structures on premises
- Provides additional living expenses
- Covers personal liability
- Covers medical payments to others
- Identity Theft coverage at no extra charge
- Replacement cost on contents
- Jewelry, furs, silver, collectibles and antiques
- Earthquake
- Water backup (sewer and drains)
- Eligible watercraft
No coverage is provided by this website. This website only illustrates coverages offered under Motorists' Homeowners Program. It is not a statement of all policy coverages, provisions, conditions or changes. Certain deductibles, provisions and limits may apply. Please see your Motorists agent for a complete listing of policy coverages and provisions. If there is a conflict between this website and the policy, the policy provisions shall prevail.