It seems more and more like lawsuits are a way of life in our society. As more lawsuits are filed and we see dramatic increases in damages awarded, there’s never been a more important time to protect yourself against personal liability claims. That’s where Motorists’ Personal Umbrella Coverage comes in to provide additional protection.
Our Personal Umbrella Policy extends your liability protection beyond the limits of your basic automobile and homeowners policies. Plus you'll enjoy peace of mind knowing that your personal assets are protected. And the good news is that it’s a good value, especially if you insure both your auto and home with Motorists Mutual Insurance Company. Take a look at what our Personal Umbrella Policy can do for you and then ask your Motorists
agent how these, and other features of our Personal Umbrella Policy, can help protect you from the financial loss of personal liability claims.
Umbrella liability protection of $1 million*
For losses in excess of the liability limits of your automobile, homeowners or personal liability insurance policies
Personal injury coverage
For alleged acts of libel, slander, wrongful eviction, defamation of character and other acts that may not be covered by your underlying policies
Protection on a worldwide basis
To protect you from catastrophic financial loss resulting from personal liability claims
* Additional limits up to $5 million may be available.
No coverage is provided by this website. This website only illustrates coverages offered under Motorists' Umbrella Program. It is not a statement of all policy coverages, provisions, conditions or changes. Certain deductibles, provisions and limits may apply. Please see your Motorists agent for a complete listing of policy coverages and provisions. If there is a conflict between this website and the policy, the policy provisions shall prevail.